Average Salary in Cadiz, KY: 2025 Cost of Living Guide

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Did you know living expenses in this charming southern town are 13.2% lower than the national benchmark? With just 2,716 residents, Cadiz offers big savings without sacrificing quality of life.

The Clarksville metro area thrives on manufacturing jobs (18% of local employment), supported by strong education (11.4%) and healthcare (9.7%) sectors. Recent data shows only a 1.2% price increase since 2024, mainly affecting transportation and groceries.

Tools like RoboApply simplify relocation decisions with instant salary comparisons and cost breakdowns. Whether you’re negotiating job offers or planning a move, this guide delivers essential 2025 insights.

• Living costs here beat national averages by double digits
• Manufacturing drives the local economy
• Price hikes remain minimal year-over-year
• Automated tools streamline relocation research
• Healthcare and education offer stable career paths

Nestled along Kentucky’s western edge, Cadiz offers a unique blend of history and natural beauty. Founded in 1820, this Trigg County seat sits just miles from the Tennessee border, making it a gateway to outdoor adventures in the United States’ famed Land Between the Lakes region.

During the Civil War, Cadiz served as a strategic operations base, leaving behind a legacy preserved in its downtown architecture. Today, its population of 2,716 reflects a near-even gender split (46.6% male, 53.4% female) and a median age of 39.2—ideal for professionals seeking a quieter pace.

Lake Barkley State Resort Park draws visitors with boating and hiking trails, while the 25.2% poverty rate underscores the need for robust job search tools despite low living costs. For career-minded residents, platforms like RoboApply simplify relocation planning with data-driven insights.

Professionals in this area benefit from diverse income opportunities across key sectors. While manufacturing employs 210 workers, compensation data remains undisclosed—highlighting the need for targeted research when job hunting.

The local economy rewards specialized skills. Other Services leads with $95,500 annually, followed by real estate ($85,833) and finance ($65,000). These figures reflect demand for niche expertise.

Healthcare access boosts professional service wages, but a 5.1% unemployment rate may slow growth. For roles like insurance underwriter, tailored resumes are critical.

RoboApply’s industry-specific templates help you showcase relevant skills. Whether targeting public administration or tech, data-driven tools streamline your search.

Stretching your dollar further starts with understanding local expenses. Cadiz’s overall cost of living index sits 13.2% below the national benchmark, with standout savings in housing and utilities.

Housing dominates budgets at 32% but costs 23% less than elsewhere. Median rent here is $680—half the national $1,326. Utilities run 18% cheaper, while groceries save you 12%.

Healthcare consumes 12% of expenses. Though insurance premiums are low, out-of-pocket costs can add up. Plan ahead with tools like RoboApply’s budget planner.

This is a car-dependent community. Public transit options are limited, so factor in transportation costs like fuel and maintenance. Compare expenses for roles like daycare teacher salaries to ensure your budget aligns.

• Housing: 32% of budgets ($680 median rent)
• Food: 18% (12% cheaper than average)
• Healthcare: 12% (watch for hidden costs)

Property taxes here offer surprising savings compared to national figures. With an effective rate of 0.73%, homeowners pay just $979 annually for mortgaged properties—far below the U.S. median of $3,057.

Local assessments factor in market value and land use. This keeps taxes predictable, especially for residential properties. For context, Kentucky’s statewide average is 0.80%.

At 0.73%, you’ll save roughly $1,200 yearly versus the 1.07% national average. These state-level savings stretch further in Cadiz’s 3.46-square-mile city limits.

Tools like RoboApply’s salary-to-housing calculator help you budget accurately. Compare your potential take-home pay against local expenses.

• Trigg County rate: 0.58% (below state average)
• National median tax: $3,057 (vs. Cadiz’s $979)
• Assessment frequency: Every 4 years

Medical expenses play a key role in your financial planning here. Cadiz offers lower-than-average costs, but smart choices ensure maximum savings.

Kentucky’s Medicaid expansion covers more workers, reducing uninsured rates. Local clinics provide essential care, though specialists may require travel to nearby cities.

Health insurance averages $498/month for individuals—$62 below the U.S. norm. Families save $475 monthly ($1,203 vs. $1,678). Use RoboApply’s benefits analyzer to compare employer plans.

Car insurance costs $1,228 per year, 26% cheaper than national rates. However, ACA plan options are limited. Always verify network coverage before enrolling.

• Medicaid: Expanded eligibility boosts affordability.
• Prescriptions: Save 15% using local pharmacies.
• Negotiation: RoboApply’s guide helps secure better employer benefits.

Getting around efficiently impacts both your budget and daily routine in this region. At $3.18 per gallon, local fuel prices run 15% below the national benchmark—a significant saving for daily commuters.

Driving 12,000 miles annually costs approximately $1,912 in gas alone. Factor in maintenance like oil changes and tire rotations, and your total vehicle budget should account for at least $3,200 yearly.

The area sees a 33.5% daytime population surge from workers commuting in. While no municipal transit system exists, Uber and Lyft provide limited ride-sharing options for shorter trips.

• Annual fuel estimate: $1,912 (based on 12k miles)
• Ride-sharing: Available but sparse during off-peak hours
• Parking: Free throughout downtown areas

RoboApply’s commute cost calculator helps compare expenses across different job locations. Input your potential workplace address to see how travel costs affect your take-home pay.

Understanding local employment trends helps you make informed career decisions in this region. While the unemployment rate sits at 5.1%—slightly above Kentucky’s 4.9%—recent data shows steady improvement from a peak of 6.8% a decade ago.

Service sectors face underemployment, with many workers in part-time roles seeking full-time positions. Meanwhile, 890 daily commuters bolster the economy, reflecting demand for skilled labor in neighboring areas.

Compared to the national 3.9% unemployment rate, Cadiz’s slower recovery highlights the need for targeted job-search strategies. Tools like RoboApply’s job market tracker analyze real-time changes in hiring trends.

• 10-year trend: Unemployment dropped 1.7% since 2015.
• Commuter impact: 23% of workers travel outside the county.
• Resource: Kentucky labor reports detail sector shifts.

ATS filters reject 75% of resumes before human review—unless you optimize correctly. RoboApply’s AI-powered tools transform generic applications into tailored documents that pass automated screenings and impress hiring managers.

The platform analyzes job descriptions to identify must-have keywords. It then restructures your experience using industry-specific phrasing. For administrative support roles, this means highlighting multitasking and database management skills employers prioritize.

Real-time scoring shows improvement areas. One user’s resume jumped from 48 to 94/100 after optimization—landing interviews at all 3 hospitals where they applied.

Local employers like Trigg County Hospital use unique screening criteria. Their system prioritizes:

• Certification keywords (e.g., “CPR certified”)
• Software proficiencies (Epic, Cerner for healthcare roles)
• Shift availability terms for family-friendly scheduling

RoboApply users see a 3.8x increase in interview callbacks. The auto-save feature tracks every application in your job search dashboard—no more forgotten submissions.

“After 6 months of rejections, I got 4 interviews in one week using RoboApply’s templates.”

The system adapts for individuals at any career stage. Whether you’re entering the workforce or changing industries, data-driven adjustments ensure your materials meet local standards.

Planning your move requires more than just packing boxes—it’s about smart preparation. From budgeting to connecting with community networks, these steps ensure a smooth transition.

Hidden costs like utility deposits or DMV fees can add up. Use RoboApply’s relocation calculator to estimate expenses based on your household size.

Set aside funds for:

• First-month essentials: Rent, groceries, and transportation.
• Unexpected costs: Pest control or minor repairs.
• State-level assistance programs for low-income families.

Tap into local resources early. The John L. Street Library offers free Wi-Fi and job-search workshops, while the Cadiz Job Board lists openings in real time.

Key contacts to bookmark:

• Trigg County DMV (license transfers).
• Community colleges within 35 miles for upskilling.
• Weekly farmer’s market (Saturdays, downtown).

With 52 foreign-born residents, cultural groups provide networking opportunities. RoboApply’s local contact database simplifies finding these connections.

Relocating to this area offers clear financial advantages. With homes priced at $133k and a median income of $39,350, you’ll stretch your budget 14% further than national benchmarks. Smart planning unlocks these savings.

Be mindful of healthcare access—specialists may require travel. For seamless transitions, use RoboApply’s auto-apply Chrome extension to streamline your job search while managing costs.

Next steps for movers:

• Compare your potential take-home pay using industry-specific salary tools
• Budget for hidden expenses like utility deposits
• Connect with local networks early for smoother settling

Ready to maximize your cost of living advantage? RoboApply’s tools turn data into action—start optimizing today.